Chubb Life + LTC Plan Options
Compare the Chubb Life + LTC plan premiums to the Washington State employee LTC payroll tax.
Tobacco Status is based on a 12 Month Look Back for use of Cigarettes, Cigars, Smokeless Tobacco, and E-Cigarettes.
|
Chubb Plan
|
State Payroll Tax
|
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|---|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
F
|
|
|
|
|
Life Insurance Face Value
|
$25,000
|
$50,000
|
$75,000
|
$100,000
|
$125,000
|
$150,000
|
|
|
|
|
Monthly LTC Benefit Amount
|
$1,000
|
$2,000
|
$3,000
|
$4,000
|
$5,000
|
$6,000
|
|
|
|
|
LTC Rider Duration
|
25 months
|
25 months
|
25 months
|
25 months
|
25 months
|
25 months
|
|
|
|
|
Extension of LTC Benefits
|
50 months
|
50 months
|
50 months
|
50 months
|
50 months
|
50 months
|
|
|
|
|
Total LTC Duration
|
75 months
|
75 months
|
75 months
|
75 months
|
75 months
|
75 months
|
|
|
|
|
LTC Maximum Benefit
|
$75,000
|
$150,000
|
$225,000
|
$300,000
|
$375,000
|
$450,000
|
|
$36,500
|
|
|
Semi-Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
Life Insurance Face Value
|
$25,000
|
|
Monthly LTC Benefit Amount
|
$1,000
|
|
LTC Rider Duration
|
25 months
|
|
Extension of LTC Benefits
|
50 months
|
|
Total LTC Duration
|
75 months
|
|
LTC Maximum Benefit
|
$75,000
|
|
Semi-Monthly Premium
|
$ 0.00
Not Available
$7.49
Not Available
$7.49
Not Available
$7.66
Not Available
$7.86
Not Available
$8.04
Not Available
$8.26
Not Available
$8.48
$6.68
$8.80
$6.92
$9.13
$7.18
$9.46
$7.43
$9.78
$7.69
$10.13
$8.02
$10.58
$8.37
$11.07
$8.72
$11.54
$9.10
$12.05
$9.52
$12.56
$10.04
$13.18
$10.57
$13.86
$11.12
$14.55
$11.74
$15.32
$12.35
$16.09
$13.01
$17.10
$13.71
$18.14
$14.44
$19.23
$15.21
$20.34
$16.02
$21.60
$17.09
$23.05
$18.25
$24.62
$19.48
$26.29
$20.76
$28.02
$22.18
$29.90
$23.53
$31.85
$24.96
$33.94
$26.46
$36.10
$28.04
$38.37
$29.70
$40.74
$32.15
$43.94
$34.75
$47.38
$37.51
$50.93
$40.40
$54.69
$43.44
$58.63
$47.30
$63.74
$51.30
$68.99
$55.55
$74.61
$59.95
$80.36
$64.60
$86.45
$71.91
$96.15
$79.58
$106.32
$87.67
$117.03
$96.19
$128.37
$105.24
$140.37
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
Life Insurance Face Value
|
$50,000
|
|
Monthly LTC Benefit Amount
|
$2,000
|
|
LTC Rider Duration
|
25 months
|
|
Extension of LTC Benefits
|
50 months
|
|
Total LTC Duration
|
75 months
|
|
LTC Maximum Benefit
|
$150,000
|
|
Semi-Monthly Premium
|
$ 0.00
$11.75
$14.98
$11.94
$14.98
$12.15
$15.31
$12.42
$15.71
$12.63
$16.09
$12.90
$16.52
$13.36
$16.96
$13.84
$17.61
$14.36
$18.25
$14.86
$18.92
$15.38
$19.56
$16.04
$20.25
$16.74
$21.16
$17.44
$22.14
$18.20
$23.07
$19.04
$24.09
$20.08
$25.13
$21.13
$26.36
$22.25
$27.73
$23.47
$29.09
$24.69
$30.64
$26.03
$32.17
$27.43
$34.19
$28.87
$36.28
$30.41
$38.45
$32.04
$40.68
$34.17
$43.19
$36.49
$46.09
$38.95
$49.24
$41.52
$52.58
$44.35
$56.04
$47.05
$59.79
$49.92
$63.69
$52.91
$67.88
$56.07
$72.20
$59.40
$76.75
$64.30
$81.48
$69.50
$87.88
$75.02
$94.76
$80.80
$101.87
$86.87
$109.37
$94.59
$117.25
$102.60
$127.47
$111.11
$137.98
$119.91
$149.22
$129.21
$160.71
$143.83
$172.89
$159.15
$192.29
$175.34
$212.64
$192.37
$234.06
$210.47
$256.73
$212.32
$280.74
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
Life Insurance Face Value
|
$75,000
|
|
Monthly LTC Benefit Amount
|
$3,000
|
|
LTC Rider Duration
|
25 months
|
|
Extension of LTC Benefits
|
50 months
|
|
Total LTC Duration
|
75 months
|
|
LTC Maximum Benefit
|
$225,000
|
|
Semi-Monthly Premium
|
$ 0.00
$17.63
$22.47
$17.63
$22.47
$17.91
$22.97
$18.22
$23.56
$18.63
$24.13
$18.94
$24.78
$19.35
$25.44
$20.03
$26.41
$20.75
$27.38
$21.53
$28.38
$22.28
$29.35
$23.06
$30.38
$24.05
$31.74
$25.10
$33.21
$26.15
$34.61
$27.30
$36.13
$28.56
$37.69
$30.11
$39.54
$31.69
$41.59
$33.37
$43.63
$35.20
$45.96
$37.03
$48.25
$39.04
$51.29
$41.14
$54.42
$43.30
$57.68
$45.62
$61.03
$48.06
$64.78
$51.26
$69.13
$54.73
$73.86
$58.43
$78.86
$62.28
$84.06
$66.53
$89.69
$70.58
$95.54
$74.88
$101.82
$79.37
$108.30
$84.11
$115.12
$89.09
$122.22
$96.45
$131.82
$104.25
$142.13
$112.52
$152.80
$121.20
$164.05
$130.31
$175.87
$141.88
$191.20
$153.90
$206.97
$166.66
$223.83
$179.86
$241.07
$193.81
$259.34
$215.74
$288.44
$238.73
$318.95
$263.00
$351.09
$288.56
$385.10
$315.71
$421.11
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.